Buying a brand-new home is exciting. You get modern finishes, energy-efficient design, and the chance to choose features that truly fit your lifestyle. But financing a new build works differently than buying a resale home. Lenders have very specific rules for new construction, and timelines play a major role in the approval process. This guide breaks everything down in a simple, easy-to-follow way so you can move forward with confidence. 1. Two Types of New Build Mortgages Ne

When the Bank of Canada (BoC) adjusts the policy interest rate, it isn’t guessing—it’s responding to a set of measurable forces. Here’s...

You’ve done the hard work to get pre-approved—great start. Now your goal is to keep that approval intact until the keys are in your hand....